加拿大超级签证医疗保险简介

——您的家人安心访加的必备保障——

什么是超级签证医疗保险？

超级签证医疗保险（Super Visa Insurance）是加拿大超级签证（Super Visa）申请的强制要求之一。该保险旨在确保申请人在加拿大停留期间拥有足够的医疗保障，以应对突发疾病、意外事故或住院治疗，避免高额医疗费用的负担。

为什么需要超级签证医疗保险？
•       法律要求：所有申请超级签证的访客必须购买至少1年有效、最低10万加元保额的医疗保险。
•       医疗费用昂贵：加拿大的医疗服务费用高昂，未投保的访客可能面临沉重的经济压力。
•       安心无忧：提供医疗保障，让您的家人可以安心探望，享受美好团聚时光。

我们的超级签证医疗保险优势

 符合加拿大移民局 (IRCC) 要求：确保您的超级签证申请顺利通过。
高额医疗保障：保额高达 $100,000 – $300,000，加拿大境内医院、医生、处方药费用全覆盖（依选择的公司和计划而不同）。
 快速理赔：无忧索赔服务，减少繁琐流程，确保及时报销。
 退款保障：如签证被拒或提前回国，可申请剩余时间的退款。
 覆盖意外 & 突发疾病：住院、医生诊疗、救护车、处方药等费用均可报销。

保险覆盖范围（具体条款以保单为准）

 住院费用
 医生诊疗费
 急诊及手术费用
 处方药
 诊断检查（X光、实验室检查等）
 急救救护车服务
 遗体遣返或安葬费用
 旅行中断或取消（部分计划适用）

购买流程
1.      选择保额和期限（最低10万加元保额，至少1年期限）
2.      提交申请（提供护照信息、计划来加日期等）8:
3.      支付保费
4.      获取电子保单（可直接提交给加拿大移民局）

常见问题解答（FAQ）

Q1：我需要什么时候为准备来探亲的家人购买超级签证医疗保险（When do I need to purchase super visa medical insurance for my family members who are coming to visit?）？
答：办理签证时签证官员需要看到购买了超级签证医疗保险的证明，因此需要在为家人准备签证申请材料时就购买好超级签证医疗保险。此时因签证仍未批准和尚未订购机票，保单的确切生效日期并不肯定，可根据签证等待需要的时间长短等而预定一个生效日期（Ａ：When applying for the visa, the visa officer needs to see proof of purchased super visa medical insurance. Therefore, the insurance should be purchased when preparing the visa application materials for your family members.　Since the visa has not yet been approved and flight tickets have not been booked at that point, the exact effective date of the insurance policy may be uncertain. You can choose an effective date based on the estimated processing time of the visa application）．

Q2：保单出单后若入境行程日期有变，可以更改保险的生效日期吗（If the travel date changes after the policy has been issued, can the effective date of the insurance be changed?）？
答：可以。在保险生效日期前可以多次免费修改（提前或延后）保单的生效日期（Ａ：Yes. The effective date of the insurance policy can be modified (either earlier or later) multiple times free of charge before the policy becomes active）．

Q3：如果因签证或其他原因受保人最终未能来加拿大，可以退保吗（If the insured person is ultimately unable to come to Canada due to visa refusal or other reasons, can the insurance policy be cancelled）?
答：可以。若签证被拒或受保人身体健康等原因不能来加拿大，可以退保。依公司的不同可能有$25-$45不等的退保手续费（A: Yes. If the visa is refused or the insured person is unable to come to Canada due to health or other reasons, the insurance policy can be cancelled. Depending on the insurance company, a cancellation fee ranging from $25 to $45 may apply）.

Q4：超级签证医疗保险最长一次可以购买多长时间（What is the maximum duration of coverage that can be purchased at one time for super visa medical insurance)?
答：一年。超级签证医疗保险必须至少购买一年，一次最长可以为两年。可以续保 (A: One year. Super visa medical insurance must be purchased for at least one year, with a maximum duration of two years per purchase. It can be renewed).

Q5：如果受保人提前回国，可以退款吗 (If the insured person returns to their home country early, can a refund be issued?)？
答：可以，根据保险公司规定，未使用的保费可以退款，但需没有过索赔及符合相关条款（A: Yes. According to the insurance company’s policy, the unused portion of the premium can be refunded, provided that no claims have been made and the applicable terms and conditions are met）.

Q6：我是否可以选择不同的保险公司（Can I choose a different insurance company）?
答：可以，市场上有多家保险公司提供超级签证保险，建议选择符合IRCC要求的正规机构（A: Yes, you can. There are many insurance companies in the market that offer super visa insurance. It is recommended to choose a reputable provider that meets the requirements set by IRCC (Immigration, Refugees and Citizenship Canada).

Q7: 父母和祖父母超级签证与普通访问签证有什么区别（What’s the difference between the parent and grandparent super visa and a visitor visa）?
答：拥有超级签证的符合条件的父母和祖父母可以每次在加拿大与家人团聚长达5年。而普通访问签证每次只允许停留最多6个月。如果您希望停留更长时间，必须申请延期并支付新的费用（A: With a super visa, eligible parents and grandparents can visit family in Canada for 5 years at a time. A visitor visa only allows for a stay of up to 6 months at a time. If you wish to stay longer, you must apply for an extension and pay a new fee）。

Q8：父母和祖父母超级签证是多次入境签证吗 （Is the parent and grandparent super visa a multi-entry visa）?
答：是的，超级签证是多次入境签证，有效期最长可达10年，允许多次入境。（A: Yes, the super visa is a multi-entry visa. It allows multiple entries for up to 10 years）.

立即咨询，轻松投保

服务电话：416-298-2772 或1-833-298-2772
微信号：Lynn2982772 （郭柳女士）
网站：www.healthChinese.ca

为您的家人提供安心保障，让团聚更无忧！